1Cooperative Insurance System of the Philippines' (1CISP) y-o-y total asset grew by unprecedented 65%, helped by favourable business environment

by - April 12, 2019


As a banker for 17 years, I’ve observed during my local trips that many of our countrymen are apathetic when it comes to cooperatives. Cooperatives are for farmers and fisherfolk, such is their mindset. A bit player, as considered by big companies for many years, it is now having its field day helping the economy and the nation growth-building, as they show them how they are an important pillar in national development.

In the prime of this success is the 1Cooperative insurance System of the Philippines (1CISP), the largest cooperative insurer in the Philippines and one of the top 10 fastest-growing coop Insurers in the world.



During the press briefing held earlier at the Crowne Plaza which is also 1CISP @45th Annual General Assembly 2019, Brig. Gen. Teodoro P. Evalengista (Chairman, 1CISP), Roy S. Miclat (President and CEO, 1CISP) and Sec. Senen Bacani (Director) presented their audited committee report of 2018 and their 5-year strategic plan (2019-2023), among other things.


1CISP ended 2018 with a record-high growth in assets, owing to the favourable business environment in the local insurance industry. 1CISP president Roy S. Miclat reported that 1CISP's total assets as of end-2018 reached P2.57 billion, a hefty 65% increase from the cooperative’s total assets of P155 billion in 2017.


According to Miclat, 1CISP’s record growth in 2018 was due to a positive business landscape for cooperatives during the year as well as their aggressive pursuit of new projects and programs for cooperative businesses In the country. 1CISP first breached the two-billion-peso mark in assets in the third quarter of 2018 when the cooperative posted total assets of P2.04 billion as of end-September. In three months, 1CISP added over half a billion pesos in assets to end 2018 with P257 billion.

Miclat also reported that 1CISP ended 2018 with a net surplus of P216 million, a hefty 35% increase from the cooperative’s net surplus of P160 million the previous year. The net surplus was distributed by 1CISP accordingly: a dividend rate of 12% and an experience refund of 7.19%, which is further broken down into a patronage rate of 2.40% and an experience rate of 4.79%. This goes on to show how 1CISP makes things happen for its members and future member-owners.

1CISP also launched three major projects in 2018-CoopKicks, 1KoopMart, and 1Koop Leaders Academy.

Coop Kicks

Coop Kicks is the first-ever cooperative pitch fest in which young innovators and aspiring entrepreneurs were given a chance to pitch their ideas on cooperative ventures. Aside from participating in an entrepreneurship and technology boot camp, the winners will also receive a financial grant for their projects from sponsoring Cooperatives and partners.

1KoopMart

1KoopMart is a project of 1CISP in partnership with retail giant NCCC to come up with the country’s first ever cooperative sari-sari store chain. Aside from the regular convenience store products 1KoopMart will offer anything that cooperatives can produce as well as services by partner companies. 1KoopMart will provide cooperatives with a regular outlet for their products.

1Koop Leaders Academy

1Koop Leaders Academy is 1CISP'S partnership with Asia Select inc., one of the country's leading human resource companies. The 1K00p Leaders Academy is an up-skilling training program for future cooperative leaders whose objectives are to train young minds and build strong foundations in business tech up their knowledge and skills, and become better cooperative leaders. HR experts and marketing professionals will serve as trainers and special lecturers.

1CISP goal for 2019 is to further elevate cooperatives and make them known for what they truly are--an important pillar in national development," stressed Miclat. "The launch of these three projects in 2018 was only the beginning of more things to come for 1CISP and its partner cooperatives he revealed. 1CISP is the leading insurance cooperative in the Philippines and the go-to organization for the protection needs of its cooperative members, 1CISP has been in operation for 44 years and has grown to having over 2,000 cooperative members and insuring around 700,000 individuals annually.  

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