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Following the rollout of the biggest and grandest 0% interest sale nationwide, Home Credit Philippines (HCPH), the lifestyle partner of every Filipino, launched a new campaign video this holiday season for the brand’s The Great 0% Interest Festival, headlined by Home Credit’s brand ambassador, Moira dela Torre.

Launched through Home Credit’s Facebook and YouTube pages, the new campaign video took inspiration from a famous Philippine reality TV singing competition in which Moira  was a judge. In the newly released campaign video, Moira plays as one of the panelists on Home Credit’s “Buy-dol Philippines.”

The campaign video, which aims to promote and drive awareness about Home Credit’s The Great 0% Interest Festival, shows some Buy-dol hopefuls performing songs about the products that customers can get through Home Credit at 0% interest installment plan this holiday season.

“With Christmas being the most festive shopping season of the year, we at Home Credit want to give our customers the access to the widest range of items offered at the most affordable installment plans yet so far. With the launch of our biggest 0% interest sale, we want to make the shopping experience of every Filipino more sulit this holiday season. We’re joined by our brand ambassador Moira dela Torre to help celebrate the holidays in a fun and meaningful way with Home Credit,” shared HCPH’s Chief Marketing Officer Sheila Paul. 



Some BTS shots with Home Credit’s brand ambassador Moira dela Torre

Home Credit’s The Great 0% Interest Festival

Filipinos love to go shopping, most especially during the holiday season. I mean, there’s nothing wrong with rewarding yourself after a year-long hard work and putting most of your earnings into your savings. But if you’re a true Filipino, you know that even we spend up our money shopping during the holiday, we still want the best deals for all our purchases!

With Home Credit’s The Great 0% Interest Festival, customers may choose from a wide selection of over 50,000 products – from smartphones and laptops, home appliances and furniture to bicycles and hardware, sports and gym equipment, and many more – offered at 0% interest rates at almost 10,000 partner stores across the country. 

Customers may get their dream smartphones and laptops from OPPO, realme, vivo, Samsung, Xiaomi, Acer, Apple, Huawei, Asus and Lenovo at an affordable monthly installment plan through Home Credit. Furniture and appliances from Home Credit’s retail partners, such as SM appliances, Robinsons Appliances, Abenson, FC Home, Home Along, AllHome, Emcor, and Automatic Centre, can also be purchased at a flexible payment option of 0% interest.

Ready to shop? Download the My Home Credit app or visit Home Credit’s partner brands and retail stores near you. Shoppers can now experience The Great 0% Interest Festival and make the most affordable purchases until January 31!

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and by the Bangko Sentral ng Pilipinas (BSP). To learn more about the latest updates from Home Credit Philippines, visit its official website https://www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the app on Google Play to know more about the latest promos and see what is new in the Marketplace.





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True to its commitment to providing Filipino consumers excellent customer service experience, the country’s leading consumer finance company Home Credit Philippines has officially made its customer service available 24/7HCPH is the first non-bank financial institution in the Philippines to make its customer support available round-the-clock, allowing its existing and potential customers receive 24/7 support for their concerns and other service inquiries. This is the latest among many developments that HCPH has implemented to ensure customers’ easy access to its various digital touchpoints.



“We at Home Credit Philippines are proud to provide our Filipino consumers with a seamless customer experience by making our customer support available day and night. Being the first local non-bank financial company to offer round-the-clock customer service, we at Home Credit are confident that we’ll be able to address our customers’ service concerns in the most convenient and efficient way possible and, at the same time, further strengthen our relationship with them,” shares HCPH’s Head of Operations, Pratim Bhattacharya.

With this initiative, HCPH’s customers will now be able to send their concerns and questions any time of the day, including during graveyard hours. This, in turn, will enable HCPH to learn about customers’ needs faster and resolve concerns in product and cash loans, payment status, account balance, product availability, partner brands, retail stores, gift payments, among others.

Running on multiple touchpoints, this new 24/7 service allows customers to seek assistance from a customer service representative about their concerns by sending a message through the official Facebook and Twitter accounts of HCPH.

Customers who are browsing HCPH’s official website may click the “Chat with Us” icon at the lower right side of the website to send in their queries. While for those customers who prefer to coordinate via email, they may send their concerns to info@homecredit.ph. More details are found on the “Contact Us” page of HCPH’s website.

To know more about the latest updates from Home Credit Philippines, visit their official website www.homecredit.ph. You may also follow them on their official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the My Home Credit app on Google Play to learn more about the latest promos and see what’s new in the Marketplace.

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What’s better than getting a Christmas gift? Being surprised with another one, of course! This holiday season, Home Credit is playing Santa with its ChristmaSagana Raffle which will shower a total of 100 gifts throughout its run.

The annual holiday promo from the leading in-store installment provider is exclusive for its customers who will sign new loans in their partner stores from November 3, 2019 to January 31, 2020. Customers only need to purchase, download the MyHomeCredit App for Android, and register to qualify for the raffle. Just go to Google PlayStore to install the app and register there to join.

For every P3,000 purchase amount, customers get one raffle entry. The more entries, the bigger chances of winning! Winners of the ChristmaSagana raffle will be drawn from Dec. 4, 2019 to Feb. 5, 2020. Customers can only win once for this promo.

Customers who will be eligible for the raffle can take home BIG prizes that will surely make their holidays. Three lucky winners can take home motorbikes for the major prize while other customers can start the year right by starting their own businesses. Five winners will be gifted Kitchen and Pangkabuhayan showcases while another five can start their online businesses. Forty winners can also kick-start their own e-load businesses by the end of the raffle.

Didn’t get chosen for any of the above prizes? 42 customers can still score gift certificates worth P5,000 that can be used for some much-needed shopping spree!

All the lucky winners will be notified through e-mail and phone call, and will also be announced on Home Credit’s official Facebook page.

The promo can be combined with other running promos of Home Credit so it is the perfect opportunity to complete your holiday Christmas wish list while having the chance of getting a gift in return! This year’s holiday raffle is the installment provider's way of closing its big year. The business has close to six million customers presently.

The MyHomeCredit App, on the other hand, is Home Credit’s answer to those who want access to their services anytime, anywhere. Customers can apply for loans, track their deadlines and payments, and stay updated on new promos through the app. The android application currently has more than 2.5 million registered users.

Don’t miss the chance to join one of the biggest holiday promos of the year. You can visit Home Credit’s promo page for more information about their latest deals.
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Try to describe Home Credit in one word and one of the first things that will probably come to mind is “easy.” You can see this stamped all over the brand. The company makes it easy for customers to afford things through loans that require only two valid IDs. Even their processing is as effortless as it can get with application results coming back in less than a minute. Customers can even just “tap the app” to see their loan details and even avail exclusive offers through the Home Credit mobile app.

Now, Home Credit has also made its payment easy and fast with instant posting! Customers who pay through ECPay channels like 7-Eleven, H Lhuiller, TrueMoney, and Puregold will have their payments posted real time instead of having to wait two days (at most) for it to be credited to their account. ECPay is an all-in-one payment platform that manages a variety of services like bill payments and cash-ins. A confirmation message about the successful payment will also be sent through SMS in a matter of minutes—sometimes even seconds!—to confirm the transaction. The same notification will also be sent to the MyHomeCredit Mobile app.

This real-time change is something that definitely enhances the experience of the customer.  “We want them to feel like we’re there with them in every step. When you get something like an instant notification like this, you personalize the experience more. It also gives our customers peace of mind knowing that their payment has already been posted,” says Franchette Cardona, Chief Marketing and Product Officer of HCPH.

This is just the first step for Home Credit though. Soon enough, the company will make payment posting to their other partners real-time as well.

Pay some, win some

That’s not the end of it though. To encourage its customers to pay through ECPay-powered channels, Home Credit is also throwing in a raffle that will see a total of 42 winners from June 1 August 31. The Easy to Pay, Easy to Win Part 2 raffle is open to all customers who will make their payment transactions through ECPay by giving them one electronic raffle entry for every payment. Each month, 14 winners will get a chance to win P2,000 worth of 7-Eleven certificates, a Vivo Y91 phone, and an ASUS laptop.

“We’ve grown a lot since we started. We have more than 5 million customers now which we owe a lot to all these updates and improvements we’ve been doing. For us, it’s always about trying to add value to the experience we give. At the end of the day, we don’t want our customers to just know us as Home Credit.  We want to be remembered as the brand that gave them a memorable customer experience,” closes Cardona.

You can also connect to them through Facebook (https://www.facebook.com/homecreditph/) or call them at (02) 753  5711 (Open from Monday to Sunday, 8AM to 9PM)
(DTI FETB Permit No. 8570 Series or 2019).

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If you will be given a shopping basket to fill and a maximum of Php 25,000 budget, what will you grab off the shelf first? Will you stock up on new wardrobe pieces? Perhaps you’ll fill it to the brim with electronics? Home Credit Philippines, the leading consumer financing company in the country has just made this too-good-to-be-true scenario a reality with its launch of Hulog-gaan, their first ever bundle financing product that lets consumers buy a number of lower-priced items in bulk, and pay for them through affordable installments.

The company’s newest installment package allows financing of commodities that Home Credit didn’t previously finance. Some of the commodities that can be covered by Hulog-gaan are clothing, bags and accessories, toys, and electronics. These items are on top of the commodities that Home Credit already finances like smartphones, tablets, home appliances, and sporting goods.

Chief Marketing and Product Officer Franchette Cardona says that the Hulog-gaan installment allows Home Credit to cater to more customer needs than ever before. “Our installment plans before are primarily for big purchase items. We wanted to provide the same financing options for those who have a lot of different wants and needs, and be able to afford them all in one go.”

Using the Hulog-gaan installment product, shoppers can now buy any of the covered items as long as they fit the Php 25,000 maximum price for the bundle.Customers can choose between Php 3,000 to Php 20,000 financed amount which they can pay for nine to 12 months. Home Credit’s Hulog-gaan can be applied to their Standard, Easy Plan, Flex10, and Gift Payment loans.

Shoppers can include in their bundle a maximum of five product entries, with multiple items under one category counted as one bundle entry as long as it fits the Php 5,000 maximum amount per entry. Exceptions on categories covered by Hulog-gaan are jewelry and watches and smartphones and tablets.

This isn’t actually the first time that Home Credit has offered bundling installment plans. The market leader also has a regular bundling plan for those who want to buy higher-priced items in a package.

“We want to be there for the customer, whoever they are and wherever they are. That’s why we are developing innovative tools such as our mobile app, and developing new financing products like the Hulog-gaan product,” explains Cardona. “It’s all about enhancing the customer experience through our products and services.”

Home Credit, which has recently shortened its approval time to a minute, is now focused on reshaping the shopping landscape for everyone by providing them with more financial products and a better, easier experience. The Hulog-gaan is offered on the following stores you can find on this link.  

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One beloved tradition that most of us love come the holiday season is exchanging gifts. Nothing says Christmas more than receiving one in exchange of a present you’ve given, but what if you actually get to choose the gift you get back?


This is exactly what Home Credit Philippines’ (HCPH) Trade to Upgrade is currently offering—being your very own monito or monita! This latest treat from the in-store loan provider lets you swap your old phone to any Home Credit store and use it as a downpayment for a new gadget. It’s perfect for those who want to treat themselves this Christmas without spending too much.

This trade-in elevates HCPH’s services which cater to Filipinos who are looking for friendly and fast in-store financing options. To avail the Trade to Upgrade, a customer simply has to visit a Home Credit store offering this treat, present two (2) IDs, and wait for 10 minutes for the result of their application. If approved, Home Credit’s friendly sales associates will evaluate the value of your mobile phone and use it as your downpayment for a new model.

Trade to Upgrade can cover a financed amount of P 3,000 to 60,000 for nine to twelve months and you can also opt to add cash to the value of the mobile phone you want to swap. Check out the list below for other details about this great offering:

You can swap all brands and models of mobile phones.

You can still swap your phone even if it is damaged given that it is working and is an original model.

You can only use one unit per transaction.

Phone accessories are not included in the assessment of your unit’s value.

You can add cash if the assessed value of your mobile phone is lower than the minimum downpayment amount.

If you want to know more about the offering, don’t hesitate to visit any Home Credit store and ask our friendly sales associates! Here are the stores where you can apply for Trade to Upgrade:

OPPO - Fairview Terraces Mall
Vivo - Fairview Terraces Mall
Fone Style - Robinsons Antipolo
New Cellway - SM Manila
Asus - SM Valenzuela
Fone Style - Ayala Malls Feliz
Asus - Ayala Malls Feliz
Fone Style - SM Masinag
Zenfone - Glorietta
Fone Style - Glorietta
New Cellway - SM Southmall
Infinity Store - SM Taytay
Fone Style - SM Muntinlupa
Fone Style - SM Mall of Asia
Fone Style - SM Sta. Mesa
Fone Style - SM San Mateo
Fonestyle - SM Sucat
Fone Style - Robinsons Forum
Fone Style - SM North EDSA
Fone Style - SM Marikina
OPPO - SM Marikina
Fone Style - SM Las Pinas
OPPO - SM East Ortigas
Fone Style - SM East Ortigas
Fone Style - SM San Lazaro
Fone Style - SM Cubao
New Cellway - SM Fairview
Sony - SM Fairview
Fone Style - SM Fairview
Fone Style - SM Bicutan

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Who Am I?

I’m Cie. An ex-Banker turned Blogger. An unshakable optimist, I gave up the security of a 9 to 5 job to look for that undefinable something that has made me restless over the years. And now armed with nothing more than a passion and a dream, I’m slowly discovering more about life surrounded by people in events and in places I’ve only read about.

The Diva Princess is also a Bibliophile, Anglophile, Lover of all things British and Korean, Sucker for British accent, Fangirl of Korean Dramas and idols, Liverpool, Cristiano Ronaldo, Rafa Nadal and Britney Spears. A Harry Potter Fanatic.


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