Adventures of a Diva Princess: RCBC

Every year, the world celebrates the Chinese New Year, either in late January or early February (it’s Feb.1 this year based on the ancient Chinese lunar calendar). To a lot of people, one’s observance of this tradition will influence their fortune in the next 12 months.

In order to attract good fortune, one should observe age-old traditions like reuniting with family (even virtually), welcoming the eve of the new year with a lion and dragon dance, lighting firecrackers and fireworks, and distributing ampao and gifts to other people.

But this is not the only way to have good fortune.

For Rizal Commercial Banking Corporation (RCBC), there are a lot of ways to achieve prosperity, even beyond the Chinese New Year.

RCBC believes in the importance of honoring traditions and celebrating occasions like the Chinese New Year. But at the same time, it believes that good fortune comes to us because of our sound financial decisions, which we should embrace as habits.

These investment and banking habits range from always tracking your spending to officially committing to a financial plan.

If one wants to attain and maintain a prosperous life, one must start with the little things, such as being mindful of one’s spending. This can be done by asking a simple question — where did my money go today?

Another simple thing that could be done on your way to good fortune would be budgeting. This involves identifying your expenses and aligning them with your needs.

One can also start building your emergency savings. This way, one doesn’t get overwhelmed when there are unexpected expenses. One can do this by opening a bank account or a second bank account.

The good thing is that there are now a lot of easy and safe ways to open a bank account. In RCBC, one can open a bank account online in just a matter of a few minutes. This will allow access to RCBC Digital, the bank’s online banking app, that offers everything you need when transacting online– deposit, payments, and investments.

Another habit that one should start adopting is to stop overspending. If you have already started tracking your spending and budgeting, this should be easy. If one has a credit card, set alerts that would notify you of your spending.

Next habit would be committing to a financial plan and identifying your financial goal for a certain period of time. It could be next month, next year, or in the next five years.

A financial plan could range from targeting to becoming financially independent, having your own savings and emergency funds, becoming debt-free to having your own set of investments, whether it’s unit investment trust fund (UITF), insurance or Time deposit. By opening an account online, you can already invest, manage and redeem your investment through the online banking platform.

The last investment and banking habit to adopt, and perhaps the most important, is choosing the right banking partner. It is important that the bank that you are choosing does not only meet all your requirements in a financial institution, but is also sustainable.

All it takes is a good internet connection, and one valid ID to jumpstart your banking experience and a fruitful financial journey with RCBC Digital.

RCBC is a member of the Yuchengco Group of Companies (YGC), one of the oldest and largest conglomerates in Southeast Asia. It is one of the largest private domestic banks in the Philippines in terms of assets and has a network of over 434 branches and 2,809 ATMs and ATM Go units as of December 2021.

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At the age of 7, my parents instilled in me the value of savings and how important it is to have “something for the rainy days.” When the popularity of the “Happy Savers Club” was at its peak, I have the sole decision to transfer my account there, well simply because I was crazy over Sanrio and savings is more fun because of it. And wouldn’t you know it,” rainy days” for me was desperately buying that Little Twin Stars’ pencil case.

I also have a second bank account simply because there’s another bank in Lucena that time which gave away a very big pen if you open an account with a minimum amount of five hundred pesos. I remember pooling my baon for a month (luckily it was December then) just to get that ballpen. Looking back, I can’t believe I have two bank accounts even before I graduated from grade 6. The feeling of security of having money in the bank is great and I have this mentality that I am free to spend it whenever.

Just like then, today’s children also have their own goals and dreams that they want to achieve. From something as simple as buying the latest toy or gadget, to surprising their parents with a gift on their special day, kids want to have their own money so they can experience the feeling of spending freely.

This is the reason why it is advisable to start them early on their financial journey. As parents of this eager young generation, it is important to guide them as they make their own decisions and show them the value of saving and how to handle their finances wisely.

Building a secure financial foundation

One of the most effective ways parents can first teach their children to save money is by letting them own a piggy bank. Coin banks encourage them to save a portion of their allowance and grow their money over time. In return, kids can use their savings to buy the things they want while at the same time learning the value of patience and perseverance.

Budgeting can also work for kids and teens who are given weekly and monthly allowances to spend. With a given budget, they can learn how to smartly plan for their expenses and prioritize where to use their money. This shapes them to become responsible and wise spenders in the future.

Once they get used to saving in a piggy bank, the next step is to open their own bank account. Having their own personal savings accounts, kids can learn independence and responsibility in managing their finances early in life. Likewise, it helps them grow and mature to become financially savvy individuals.

Aside from teaching kids to save money, parents can also guarantee a stable financial foundation for the young ones by getting them insured. With life insurance, parents can have greater peace of mind knowing their kids are covered from any unfortunate events. It also gives children security and freedom to enjoy life without any worries.

One of the most child-friendly banks that parents can trust in helping shape their kids to become smart young investors is RCBC with its new GoSavers Kiddie and Teen Savings Account. It comes with its own debit card and passbook that will assist children in tracking their hard-earned savings. It is also the first start-up savings account in the country that offers a comprehensive insurance package for both parents and the child.

With only a minimum initial deposit of P100, parents can already open a GoSavers account for their child. To qualify for the free Sun Life Grepa insurance, the account holder must make an initial deposit or maintain a 6-month average daily balance of at least P10,000. It promises lifelong protection for the family with its life insurance for the parents and personal accident and accident medical reimbursement for the child.

At the launch of RCBC GoSavers earlier held at the Test Kitchen Pasong Tamo, it was pointed out how it is important to start them young in saving, Emmanuel Valdes, Senior Vice President and Head of Deposit Products and Promotions Division shared that,“Our goal has always been financial inclusion for all Filipinos and part of that is educating children on how to save and manage their own finances.” He also that RCBC want to create a savings-conscious generation where the bank can enable and show to these kids how to intelligently and consistently grow their money for their own future.

With the RCBC GoSavers, parents can enjoy the guarantee of a secured financial future and safety for their kids. It is open to children 21 years old and below and they can either apply online through www.rcbc.com/Personal/GoSavers or drop by at any RCBC branch nationwide.

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No matter who you are and where you are, family is the most important thing in this world. I remember the very first drawing I did when I was five and it was a drawing of stick people composed of my family – my father, my mother and my little brother. For us Filipinos, family is life and family are our life. We always have in mind their protection and well-being. We can’t function well if something happens to them especially if it concerns their health, it plays havoc with our peace of mind. But how can we make sure that we can protect our loved ones and have a peace of mind knowing they are indeed protected.

The past few years have seen the rise of insurance in our country. One of the key financial means to protect us from future incidences, buying insurance coverage especially on health for the family is by far considered an investment.

Recognizing the values of family and their well-being; RCBC Bankard with Malayan insurance, the consistent number one non-life insurer in the country, introduces health plans whose coverage is extended to the family.

Depending on your specific needs and those of your family members, RCBC and Malayan thru the Yuchengco Group of Companies Services Inc. (YGC-CSI) offers different Health Protection Plans to your advantage. It includes Malayan Family Protect Elite, Malayan Family Protect Max, Malayan Insurance Family Protect Plus, Hospital Cash Plan, Family Shield, and Card For Life. Benefits such as cash are given for hospital confinement and there is additional for ICU coverage. Hospital expenses are reimbursable and beneficiary can receive cash for accidental deaths, critical care, accidental death, disability and/or dismemberment.

Moreover, Malayan is familiar with the importance of paying your claims in a timely and efficient fashion, be it on your hospitalization and other health care services availed. By submitting your claim electronically, you can be assured of getting paid fast.

The Malayan Insurance Family Protect product line echoes the pioneering spirit of Malayan in providing products that truly cater to the Filipinos love for their families. Insurance is an investment that is forward-looking. It is a necessity. We do not hold the future but we can be wise in anticipating it and protecting the health, wealth and well-being of those we love.

To know more about these products, please visit www.ygccsi.com.

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RCBC Bankard and JCB have worked tirelessly to provide its cardholders with the very best promotions offered in Japan. And after almost two decades of working together, they bring their partnership to new heights when they launch their latest premium product, the RCBC Bankard JCB Platinum card.

Enjoy everything that Japan has to offer with the new RCBC Bankard JCB Platinum Card. Visit the tourist hotspots and see the side of Japan that everyone gets to see:

Participate in a traditional Japanese tea ceremony at the Happo-en Garden. Happo-en Garden’s Muan teahouse in Minato-ku, Tokyo offers two different types of tea ceremonies for its paying customers. Tenchais where customers are served matcha green tea along with the season’s wagashi confectionery while the other, by reservation, Otemae offers customers a lesson in the proper etiquette of enjoying Japanese tea. The prestigious Muan teahouse was built during Japan’s Meiji period and is located in one of the most beautiful gardens in the whole country.

Stay at a ryokan, a traditional Japanese inn. From Hokkaido to Kyushu, luxury ryokans are found in almost of all of Japan’s major prefectures. Ryokan’s aren’t just your run of the mill hotel or bed and breakfast; these are experiential inns where guests are treated to the ultimate traditional Japanese lifestyle. From the fresh local cuisine to the traditional Japanese futons and even the on-site onsens and open-air hot baths, a stay at a Japanese ryokan is a memorable one for sure.

Shop at Ginza. Though intimidating at first glance, the concrete jungle that is Ginza is home to world famous high-end brands. At every corner, well known names like Chanel, Tiffany & Co., Gucci, and the like are waiting to greet eager shoppers with an open wallet. Ginza is widely known to be one of the poshest and swankiest districts in all of Tokyo, ready to welcome avid shopaholics from all over the world.

Watch Kabuki theater. Kabuki is the classical Japanese dance-drama, famous for its extravagant makeup and traditional costumes and music. A night at any of Japan’s famous Kabuki theaters is one that is sure to be full refined culture and art.

Japan is any tourist’s dream, and any tourist eager to explore the more glamorous side of the country will be pleased to know that these activities can be well within their reach sooner than they think.

So, update those bucket lists and prepare to #GoPlatinumWithRCBCBankardJCB.

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Did you know that your RCBC MyDebit MasterCard can take you to South Korea for that stress-free Seoul experience? If you are one of those already eaten up by the system of K-wave currently gripping the country then the “Ready, Set, Seoul” Promo of Rizal Commercial Banking Corporation and MasterCard Philippines is a tad perfect for you.

During the intimate media presscon held at Namoo House in Bonifacio Global City, Rizal Commercial Banking Corporation and MasterCard Philippines officially launched the “Ready, Set, Seoul” Promo where a lucky RCBC MyDebit MasterCard user is set to win a 4D/3N adventure in Seoul, South Korea and other amazing prizes.

To join, the promo is open to all RCBC MyDebit MasterCard Holders who will use their card for any domestic or international in-store merchant and online purchases on the period covered. Only card transactions from the period August 18 to November 15, 2017 are eligible for the promo. For EVERY Php1,000 spend in a single purchase transaction, cardholders will earn one (1) electronic raffle entry, note also that ATM transactions and utility bills payment are not qualified for this.

Using RCBC MyDebit MasterCard is a big help most especially to its holders. It is convenient to use in paying bills and shopping. Moreover the card is highly secured, easy to manage and is made more easy to use anytime, anywhere. For those whose salary is connected with MyDebit MasterCard, salary is transferred real time.

RCBC aims to bridge the gap and serve the unbanked through financial inclusion. Since RCBC believe in the Filipino people and their dreams, they want to help and teach them how to manage their finances and make their lives better. They also aim for a cashless society.

Ride the K-wave and let RCBC MyDebit MasterCard take you to South Korea and enjoy a worry-free vacation. Join the “Ready, Set, Seoul” Promo and stand to win the following:

Trip to Seoul, South Korea for 2 for 4 Days and 3 Nights which includes a roundtrip Airfare tickets, hotel accommodation, Day Passes to Lotte World Theme Park and other exciting attractions, Shopping and taxi vouchers and Pocket Money worth Php 40,000

Overnight Stay at Nobu Hotel, Manila Nobu Deluxe Room stay which includes Breakfast Buffet for 2, Access to Nobu Fitness Room and Swimming Pools

SJCAM 5J5000X Elite Action Camera

The camera package includes Detachable Battery Water-resistant casing, 170" ultra-orthoscopic camera, Support HDMI HD and USB-AV video output. Support Storage cards up to 32GB

Deadline of submission of entries is until November 15, 2017 (11:59PM). The electronic raffle draw date will be on November 16, 2017 at 5:00PM to be held at the Conference Room of RCBC Digital Banking Group, 12th floor of RCBC Savings Corporate Center, Taguig City.

For more information visit https://www.facebook.com/RCBCGroup/

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Rizal Commercial Bank Corporation (RCBC), one of the leading universal banks in the Philippines, unveiled its new corporate logo and tagline “We believe in you,” last July 15, 2017 at Whitespace Makati. The launch signal the start of a new era of providing excellent and trusted banking services for Filipinos.

For nearly 57 years, RCBC has provided excellent business in the Philippines. With this launch, RCBC reached another milestone signalling “the arrival of a more committed, refreshed and re-energized RCBC, that is ready to meet the demands of the ever-changing Philippine banking industry,” according to RCBC President and CEO Gil A. Buenaventura.

“We believe in you” is not just a tagline for RCBC, but a battle cry to show our unwavering support and trust to the indomitable Filipino spirit. At the same time, this new corporate thrust is meant to encourage Filipinos not only to dream, but to pursue their passions and dreams, and turn them into reality – whether it’s traveling to your dream destination, venturing into a new business, or purchasing a new home or car,” Buenaventura stressed.

The simpler, younger and more minimalist logo embodies RCBC’s new mission of being more accessible to younger Filipino depositors, who are looking for better ways to save and grow their money, the RCBC president added.

Ces Natividad, RCBC Chief Marketing Officer, reveals that the new logo and corporate tagline are the bank’s response to the changing market.

“We wanted to know what products and services today’s depositors actually need, and we strived to understand what makes them believe and trust a particular bank. We realized that today’s depositors need an approachable bank that responds to their needs, and believes in the value of their dreams and aspirations,” Natividad shared.

“RCBC wants Filipinos to know that the bank believes that there is no limit in the things they can achieve if they decide to start building their future early, especially with a strong banking partner, ready to advise them every step of the way. We are providing more emphasis to younger depositors, who need more guidance in managing their money,” Natividad added.

It was cited that one-third of the Philippine population are millennials and that 47.1 percent of the 42 million labor force belongs to the 15-34 age group. This means that more and younger Filipinos need bank services to manage their finances.

Several RCBC products that millennials can avail includes RCBC’s Debit Cards, which depositors can get when they open an RCBC savings or checking account. They also offer RCBC’s product portfolio which customers can manage online such as the Unit Investment Trust Funds and iSave, an automatic deduction from existing RCBC accounts, done every payroll, which helps depositors to set aside money for future use. Whereas the unli 0% option of RCBC Bankard, gives cardholders the flexibility to manage their expenses.

As RCBC takes on a fresh, new road to better serve its customers, the bank will remain committed to its promise: We Believe In You. In conclusion, Natividad added, “We are confident that the new brand logo and corporate tagline, as well as the re-energized service of the bank, will resonate with more Filipinos. We believe that they can accomplish even greater things if they put their hearts and mind into it, and RCBC will always be their partner to help them succeed.”

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